post https://example.com/passToCredit.app.AppCardService.queryCustomerHasChangeOrCancelCardRecord
功能说明：检测客户是否有待处理的注销卡、换新卡记录
Header说明：
version=0.0.1
bizType=passToCredit.app.AppCardService.queryCustomerHasChangeOrCancelCardRecord
前置条件：
1：需要登录
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